Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time.

• (*1) 19.99% fixed APR, effective as of August 2024, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.
• (*2) 19.99% fixed APR (however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 545 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 30 to 138 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 545 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $23.18 to $32.93 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
• (*3) 19.99% fixed APR (however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 730 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 36 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 730 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $24.31 to $35.00 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
• (*4) 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.24 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
• (*5) 11.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Minimum monthly payments may vary between $13.13 and $88.84 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

(*6) The monthly payment calculations provided here are estimates only. EnerBank USA will determine the exact loan payment amount after loan approval. The accuracy of these calculations is not guaranteed nor is its applicability to your individual circumstances. For some loan types, the monthly payment may change depending upon when funds are disbursed to your contractor, among other factors. You should always obtain financial advice from qualified professionals.